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VOL. 39 | NO. 4 | Friday, January 23, 2015

OK, baby boomers: Time for some hard decisions

Planning ahead key for retirement health

She works in her yard, maintains a garden, watches her diet and is waiting for her exercise group to get started at the FiftyForward Center in Madison.

Home services keep seniors independent

Sooner or later, most people end up caring for aging mothers and fathers or become seniors themselves, wondering who to turn to when independent daily living becomes impossible.

REALTY CHECK

Make sure you really have closure at closing

The closing attorney is the final piece of the puzzle in a real estate transaction – and the most important. If the closing attorney fails in that role, the transaction might not occur, even if both parties – buyer and seller alike – sign every document.

Local Weather
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Wind: North at 10.4 mph
Humidity: 68%

EVENTS

Financial Fitness Friday. Regions Bank is offering free financial reviews. Meet the financial team at any of Middle Tennessee’s 88 offices and learn more about getting financially fit in 2014. Experts will be available to discuss anything from budgeting, buying a home or car, managing debt, savings and much more. This year’s program also serves as the launch of a video series outlining financial “workouts of the week” on topics including planning, savings, tax preparation and retirement. Information: www.regions.com/advice.rf.

more events »

REAL ESTATE

Top 2014 residential real estate transactions

Top 2014 residential real estate transactions for Davidson, Williamson, Rutherford, Wilson and Sumner counties, as compiled by Chandler Reports.

Top December 2014 residential real estate transactions

Top December 2014 residential real estate transactions for Davidson, Williamson, Rutherford, Wilson and Sumner counties, as compiled by Chandler Reports.

IN THE WEEDS

Squatters’ wrong: Wait in line with rest of us

Claiming table before ordering messes with the math

It’s 7 p.m. on Friday night at Hattie B’s Hot Chicken in Midtown, and the line to order curls out the front door and stretches down the sidewalk.

TENNESSEE TITANS

George, other NFL players find second careers as entrepreneurs

As Eddie George neared the end of his nine seasons in the NFL, the running back began pondering his next play.

UT SPORTS

Murfreesboro, Nashville players get jump on UT careers

KNOXVILLE – Jack Jones didn’t want to waste any time getting started with his football career at the University of Tennessee, so he graduated in December from Murfreesboro Oakland High School.

NEWSMAKERS

Wade named president of Argent Trust Company

Argent Trust Company has announced the election of Charles D. Wade as president of the Tennessee-based subsidiary of Argent Financial Group.

BEHIND THE WHEEL

Chevrolet polishes Colorado pickup with SUV features

In a year when attention is focused on big, full-size pickup trucks, the revamped-for-2015 Chevrolet Colorado arrives as a fine, mid-size pickup that’s arguably the first major redesign in the smaller truck segment in a decade.

BUSINESS BOOK REVIEW

The Internet: Killer of time, jobs and privacy

Down. That’s your computer now, and thus your productivity and probably your mood. You can’t get anything done, can’t check Facebook, can’t even surf the web for funny pictures of cats. What did you do with your time before you got a computer? Good question but, according to Andrew Keen, “The Internet is NOT the Answer.”

GUERRILLA MARKETING

Listen up, professionals: Business development is not an option

Architects, lawyers, engineers, accountants and consultants: I am betting you didn’t get into the professional services field because you have a natural affinity for sales.

CAREER CORNER

What we all can learn from techies

On a recent Sunday night, while relaxing and watching the Golden Globe Awards, I received a text from a friend stating: “I spent some time today figuring out a new video software.” And, it had a link to a fun, short video.

I SWEAR

‘Vic’ welcomes a new granddaughter into family

Wikipedia indicates that a song written by Fats Domino and Dave Bartholomew “charted #7 on the Billboard R&B charts and #14 on the Billboard pop charts” in 1960.

KAY'S COOKING CORNER

Sacrificing kitchen efficiency for economy

Well, the time has come – it’s moving week. By this time Saturday, we’ll be in our new home.

STATE LEGISLATURE

Tennessee lawmakers asking Congress to keep feds out of schools

NASHVILLE (AP) - Tennessee lawmakers are turning to the federal government for help with a task that might seem self-contradictory - keeping the federal government at bay.

COURTS

Group to examine Tennessee sentencing laws, recidivism

NASHVILLE (AP) — A task force formed by Gov. Bill Haslam meets Thursday in Nashville to examine Tennessee's sentencing structure and examine ways to reduce the state's high recidivism rate.

STATEWIDE

State Agriculture Department accepting hemp applications

NASHVILLE (AP) — Tennessee's Department of Agriculture says it is accepting applications from those interested in growing industrial hemp.

Haslam wrapping up statewide Insure Tennessee tour today

NASHVILLE (AP) — Republican Gov. Bill Haslam is wrapping up his statewide tour on Thursday seeking to drum up support for his Insure Tennessee proposal.

REAL ESTATE

Average US rate on 30-year mortgage rises to 3.66 pct.

WASHINGTON (AP) — Average long-term U.S. mortgage rates rose slightly this week after four straight weeks of declines, while remaining near historically low levels.

US pending home sales tumble in December

WASHINGTON (AP) — Fewer Americans signed contracts to buy homes in December, a sign that low mortgage rates have yet to coax more buyers into the market.

NATIONAL/INTERNATIONAL BUSINESS

Even with low prices, US oil industry pushing for exports

WASHINGTON (AP) — Never mind dropping oil prices. U.S. producers are pushing harder than ever for the right to sell U.S. crude oil overseas.

US unemployment benefit applications plunge to 15-year low

WASHINGTON (AP) — The number of people seeking unemployment aid plunged last week to the lowest level in almost 15 years, a sign hiring will likely remain healthy.

Stocks drift higher in midday trading; Energy stocks slump

Major stock indexes drifted mostly higher in midday trading Thursday as investors sifted through a mix of corporate earnings and economic news. Energy stocks were among the biggest decliners as oil prices extended their slide.

Ford beats estimates despite declines in earnings, revenue

DEARBORN, Mich. (AP) — Ford's net income tumbled in the fourth quarter as the company took an expected charge to deal with its struggling Venezuelan operations.

Alibaba adjusted profit tops estimates, revenue disappoints

NEW YORK (AP) — Chinese e-commerce powerhouse Alibaba's Group reported adjusted fourth-quarter earnings that beat expectations as its user base continued to grow and shoppers bought more on mobile phones.

NATIONAL POLITICS

Yellowstone oil spills fuel arguments over Keystone line

BILLINGS, Mont. (AP) — Oil pipeline accidents have become increasingly frequent in the U.S. as Congress pushes for approval of the Keystone XL pipeline — a project that would pass near the spot where 30,000 gallons of crude spilled into Montana's Yellowstone River earlier this month.


WEDNESDAY, JANUARY 28
STATE LEGISLATURE

Revised projections say Insure Tennessee would cover 280K

NASHVILLE (AP) - Projections for enrollment in Gov. Bill Haslam's proposal to cover low-income Tennesseans have been revised upward to 280,000 people in the first year.

STATEWIDE

THP accepting applications for Citizens' Trooper Academy

NASHVILLE (AP) - The Tennessee Highway Patrol is accepting applications for the 2015 Citizens' Trooper Academy in March.

MIDSTATE

New executive named to lead Jack Daniel's Brands

LOUISVILLE, Ky. (AP) — Brown-Forman Corp. has announced a new executive has been named to lead its Jack Daniel's Brands.

HEALTH CARE

Poll: Most say restore health aid if court kills subsidies

WASHINGTON (AP) — More than 6 in 10 Americans would want Congress to restore federal financial assistance for millions buying health care coverage under President Barack Obama's health care law if the Supreme Court invalidates some of those government subsidies, a poll said Wednesday.

TECHNOLOGY

Facebook's status update: Profit, revenue beat expectations

NEW YORK (AP) — For the seventh quarter in a row Facebook beat profit and revenue forecasts, continuing to win more mobile advertising revenue as most users shift to using the site on smartphones and other portable devices.

After setting iPhone record, what does Apple do next?

SAN FRANCISCO (AP) — Apple CEO Tim Cook says consumer demand for new iPhones has been "staggering" and "hard to comprehend." That helped the company report record-smashing earnings for its latest quarter and sent the stock climbing more than 7 percent on Wednesday.

Alibaba spinoff likely to increase scrutiny on Yahoo CEO

SAN FRANCISCO (AP) — Yahoo CEO Marissa Mayer is losing a precious security blanket now that she is spinning off the Internet company's prized stake in China's Alibaba Group.

AUTO INDUSTRY

Nissan recalls SUVs to fix electrical shorts, hood latches

DETROIT (AP) — Nissan is recalling nearly 768,000 SUVs worldwide to fix faulty hood latches and electrical shorts that could cause fires.

NATIONAL/INTERNATIONAL BUSINESS

S&P close to $1.37B deal over risky mortgage bond ratings

WASHINGTON (AP) — Standard & Poor's is close to a $1.37 billion settlement with the Obama administration and U.S. states over allegations it knowingly inflated its ratings of risky mortgage investments that helped trigger the financial crisis.

Stocks fade late as oil dips, Fed gives investors pause

The Federal Reserve's latest take on the U.S. economy got investors in a selling mood Wednesday, as stocks fell sharply for the second straight day.

Fed stays 'patient' on rates while noting improving economy

WASHINGTON (AP) — The Federal Reserve reiterated Wednesday that it will be "patient" in raising interest rates from record lows even as the U.S. economy moves steadily closer to full health.

NATIONAL POLITICS

White House drops plan to scale back college savings plans

WASHINGTON (AP) — The White House said Tuesday it is dropping a proposal to scale back the tax benefits of college savings plans amid a backlash from both Republicans and Democrats.


TUESDAY, JANUARY 27
NASHVILLE AREA

Google expanding fiber service to Nashville, 3 other Southeastern metro areas

NASHVILLE (AP) - Google is bringing its ultra-fast fiber optic service, with Internet speeds at more than 50 times the national broadband average, to Nashville and three other metro areas in the Southeast.

STATE LEGISLATURE

AG: Tennessee has right to cancel Medicaid expansion

NASHVILLE (AP) — Federal Medicaid officials and the state's attorney general on Tuesday confirmed that Tennessee could end Gov. Bill Haslam's proposal to cover 200,000 low-income people without penalty.

STATEWIDE

Tennessee AG: Ban on beer signs unlikely to survive challenge

NASHVILLE (AP) — Federal Medicaid officials and the state's attorney general on Tuesday confirmed that Tennessee could end Gov. Bill Haslam's proposal to cover 200,000 low-income people without penalty.

TECHNOLOGY

Microsoft tanks 10 percent, hit by 4 downgrades on earnings

SAN FRANCISCO (AP) — Microsoft shares plunged 10 percent Tuesday after the software giant reported quarterly revenue that beat expectations but warned that a weak PC market and a strong dollar will curb growth this year. Many analysts slashed price targets on the stock and some cut their Buy ratings to Hold.

Facebook blames internal glitch for hourlong global outage

SEOUL, South Korea (AP) — Facebook said the outage that made its social media sites inaccessible worldwide for about an hour Tuesday was self-inflicted.

AUTO INDUSTRY

Volkswagen, Audi, Porsche issue recalls for fuel leaks

DETROIT (AP) — Audi, Volkswagen and Porsche are recalling more than 80,000 cars and SUVs worldwide to fix fuel leak problems.

REAL ESTATE

US new home sales jump 11.6 percent in December

WASHINGTON (AP) — Sales of new U.S. homes accelerated strongly in December, a sign that home-buying may improve this year after a lackluster 2014.

US home price gains slow in November on weaker sales

WASHINGTON (AP) — U.S. home prices rose at a modest pace in November, held back by weaker sales and a limited number of available houses.

HEALTH CARE

Obama administration on track to surpass health care goal

WASHINGTON (AP) — Some 9.5 million people have already signed up for 2015 coverage under President Barack Obama's health care law, and the administration is on track to surpass its nationwide enrollment target set last year.

NATIONAL/INTERNATIONAL BUSINESS

US company outlooks worry investors, sending stocks lower

U.S. stocks slumped Tuesday after some of the market's largest companies reported disappointing earnings, taking investors on a turbulent ride that deepened the losses for the year.

US consumer confidence jumps to 7½-year high in January

WASHINGTON (AP) — U.S. consumers welcomed the new year with a surge in confidence.

Orders for US durable goods fell 3.4 percent in December

WASHINGTON (AP) — Orders for long-lasting manufactured goods dropped sharply in December, dragged lower by a big decline in demand for commercial aircraft.

American Airlines tops Street 4Q forecasts

FORT WORTH, Texas (AP) — American Airlines is logging record profits and rewarding shareholders just one year removed from bankruptcy court and a big merger.

Caterpillar 4Q results mixed, 2015 outlook disappoints

PEORIA, Ill. (AP) — Caterpillar took a hit in the fourth quarter from restructuring costs and the heavy machinery maker issued a weak outlook for 2015, citing the tumbling price of commodities.

NATIONAL POLITICS

Obama team asks Congress for enhanced trade-deal authority

WASHINGTON (AP) — A senior Democratic senator's complaints Tuesday, and noisy protesters, underscored the Obama administration's challenge in seeking congressional approval for enhanced powers to cut trade deals with Japan, Australia and many other countries.

Obama floats offering first-ever drilling lease in Atlantic

WASHINGTON (AP) — The Obama administration floated a plan Tuesday that for the first time would open up a broad swath of the Atlantic Coast to drilling, even as it moved to restrict drilling indefinitely in environmentally-sensitive areas off Alaska.


MONDAY, JANUARY 26
NASHVILLE AREA

Fire destroys historic Nashville chapel

NASHVILLE (AP) — An overnight fire has gutted a historic chapel at a Nashville cemetery.

STATEWIDE

Tennessee Promise gearing up for new students

NASHVILLE (AP) - About 90 percent of Tennessee's senior class has applied for the first year of Tennessee Promise, the program that offers eligible high school seniors the chance to go to a community college or technical college tuition-free.

Haslam making 6 more stops this week on Insure Tennessee tour

NASHVILLE (AP) - Republican Gov. Bill Haslam is making six more stops around the state to promote his Insure Tennessee plan to extend health coverage to more than 200,000 low-income people.

HEALTH CARE

Gov't to overhaul Medicare payments to doctors, hospitals

WASHINGTON (AP) — Medicare will change the way it pays hospitals and doctors to reward quality over volume, the Obama administration said Monday, in a shift that officials hope will be a catalyst for the nation's $3-trillion health care system.

AUTO INDUSTRY

Death toll from GM ignition switches rises to at least 50

DETROIT (AP) — With only five days left before the deadline to seek payments, compensation expert Kenneth Feinberg has decided that 50 death cases are eligible for money due to crashes caused by faulty General Motors ignition switches.

NATIONAL/INTERNATIONAL BUSINESS

Low inflation likely to keep Fed 'patient' about a rate hike

WASHINGTON (AP) — The Federal Reserve ended 2014 with a pledge to be "patient" in raising interest rates from record lows. The way things are going, its patience may endure for a long while.

Survey: Firms optimistic on hiring, wages in 1Q

WASHINGTON (AP) — Rising sales helped boost hiring at U.S. businesses in the last three months of 2014, and companies are optimistic that continued improvement in business conditions will bring increased employment and wages in the current quarter, a new survey shows.

Stocks eke out small gains after drifting most of the day

U.S. stocks eked out tiny gains on Monday after spending much of the day drifting sideways.

Gas prices fall 13 cents in two weeks, expected to rise

CAMARILLO, Calif. (AP) — The average price of a regular gallon of gas dropped 13 cents in the past two weeks to $2.07, but it could soon rise.

As storm rushes in, airlines cancel while salt sellers gain

Businesses large and small are feeling the effects of a huge snowstorm sweeping into the Northeast Monday. For some, wintry weather is derailing activity: Airlines canceled thousands of flights. Car dealers expect to lose a couple sales days. Others are enjoying sales bumps, as shoppers stock up on shovels and other winter gear — and snow day snacks.

Eurozone looks for dialogue after stunning Greece elections

BRUSSELS (AP) — The election in Greece of a radical party that wants to overhaul the country's bailout program raises new uncertainties for the eurozone. But several European creditor nations hinted they will seek a compromise deal to avoid disastrous scenarios, like Greece falling out of the euro.

NATIONAL POLITICS

CBO: Deficit to shrink to lowest level of Obama presidency

WASHINGTON (AP) — Solid economic growth will help the federal budget deficit shrink this year to its lowest level since President Barack Obama took office, according to congressional estimates released Monday.

House tea partyers face new resistance from GOP pragmatists

WASHINGTON (AP) — This should be a golden era for tea party conservatives, whose energies helped Republicans gain a historic House majority and take control of the Senate. But the House's die-hard conservatives face new frustrations and uncertainty, thanks to a higher number of establishment-friendly Republicans and a leadership push to "show we can govern" instead of throwing partisan brickbats.

Analysis: GOP changes tune, calls for bipartisanship

WASHINGTON (AP) — Winners by far in last fall's elections, Republicans now demand bipartisanship from President Barack Obama as their due and the voters' desire.


FRIDAY, JANUARY 23
STATEWIDE

Tennessee's December unemployment rate 6.6 percent

NASHVILLE (AP) — Tennessee's unemployment rate for December was 6.6 percent, two-tenths of one percentage point lower than the previous month.

NASHVILLE AREA

Nashville officially abandons Amp rapid bus transit proposal

NASHVILLE (AP) — Nashville's Metro Transit Authority is officially abandoning a $175 million bus rapid transit project that had attracted vocal opposition.

DVL, Seigenthaler purchased by New York firm

Nashville communications firms DVL Public Relations & Advertising and Seigenthaler Public Relations, Inc., have been purchased by global agency Finn Partners.

Dollar General loses bid for Dollar Tree

NEW YORK (AP) — The battle over dollar stores is nearly over. Family Dollar shareholders voted on Thursday to approve a takeover bid by rival Dollar Tree, despite higher competing offers from Goodlettsville-based Dollar General.

MIDSTATE

Community Health Systems announces deal with Metro Health

WYOMING, Mich. (AP) — A Tennessee-based company is taking a significant financial interest in a health system that includes a 208-bed hospital in western Michigan.

STATE LEGISLATURE

Anti-Medicaid expansion lawmaker criticizes radio ads

NASHVILLE (AP) - State House Republican Caucus Chairman Glen Casada, a staunch opponent of Gov. Bill Haslam's proposal to extend health coverage to 200,000 low-income Tennesseans, on Friday decried what he called "dishonest scare tactics" by a conservative group running radio ads targeting GOP lawmakers.

Co-sponsor changes stance on bill to repeal Common Core

NASHVILLE (AP) - A co-sponsor of legislation to repeal Tennessee's Common Core standards said Thursday the measure is likely to change after discussions with teachers and other educators who say the higher benchmarks in English and math are helping students.

COURTS

Woman says prison guards forced her to prove menstruation

NASHVILLE (AP) - A woman visiting an inmate at a privately run Tennessee prison says guards forced her to expose her genitals to prove she was menstruating when she tried to take a sanitary napkin into the facility, according to a lawsuit filed Thursday.

AUTO INDUSTRY

Cadillac wants small dealers to upgrade to 'boutique' stores

DETROIT (AP) — In an effort to better compete with BMW and Mercedes, Cadillac wants about 700 smaller U.S. dealers to create "boutique" stores that focus on the General Motors luxury brand.

REAL ESTATE

US home sales rise in December

WASHINGTON (AP) — More Americans purchased homes in December, yet total sales slipped in 2014 as first-time buyers struggled to find houses.

Monthly US rents keep climbing

WASHINGTON (AP) — U.S. home rental prices continued to climb at a modest pace in December, but rapidly escalating costs in cities such as San Francisco and Denver suggest that apartment dwellers are facing more financial pressure.

Average rate on 30-year mortgage falls to 3.63 pct.

WASHINGTON (AP) — Average long-term U.S. mortgage rates fell for the fourth straight week, with the benchmark 30-year rate again marking its lowest level since May 2013. The average for a 15-year mortgage, a popular choice for people who are refinancing, slipped further below 3 percent.

NATIONAL/INTERNATIONAL BUSINESS

Gauge of US economy increases 0.5 percent in December

WASHINGTON (AP) — An index designed to predict the future health of the U.S. economy posted a fourth straight solid gain in December.

US stocks slide; UPS, Kimberly-Clark slump on earnings

NEW YORK (AP) — A batch of mixed earnings reports Friday helped push the stock market to its first day of losses this week.

Death of Saudi king unsettles oil market, prices waver

NEW YORK (AP) — Oil prices rose initially on news of the death of Saudi Arabia's powerful King Abdullah, but the increase was moderate and short-lived.

Garden gnome fans fret: SkyMall files for bankruptcy

NEW YORK (AP) — Apparently, airline passengers aren't buying enough garden gnomes, superhero pajamas and heated cat shelters. SkyMall has filed for bankruptcy.

Expedia buys booking site Travelocity for $280M in cash

NEW YORK (AP) — Expedia has acquired travel booking site Travelocity from the Sabre Corp. for $280 million in cash.

UPS takes a hit during the holidays, cuts outlook

NEW YORK (AP) — The huge cost of ensuring timely deliveries cost UPS during the holidays and the shipping company is now cutting its outlook for the year.

McDonald's earnings fall; changes afoot to woo customers

OAK BROOK, Ill. (AP) — McDonald's isn't lovin' it, and it's going to do something about it.

ECB launches bond-buying program to try to revive economy

FRANKFURT, Germany (AP) — The European Central Bank on Thursday launched its most aggressive effort to date to revive the region's ailing economy — a program to buy 1.1 trillion euros in government and private bonds starting in March.

NATIONAL POLITICS

Divisions emerge among House GOP under pressure to govern

WASHINGTON (AP) — The most conservative lawmakers in the House Republican majority have gotten their way a lot in recent years. That may be starting to change.

What issues roil Washington? Obama's veto threats are clues

WASHINGTON (AP) — President Barack Obama has a telling hit list.

Obama idea to trim college savings plans hits GOP opposition

WASHINGTON (AP) — President Barack Obama's proposal to scale back the tax benefits of college savings accounts is running into opposition from Republicans in Congress who say they have no intention of raising taxes on families trying to save money for their children's education.

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PROPERTY SALES 0 0 0
MORTGAGES 0 0 0
FORECLOSURE NOTICES 0 0 0
BUILDING PERMITS 0 0 0
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UTILITY CONNECTIONS 0 0 0
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