US mortgage rates remain low as home-buying season starts

Friday, April 15, 2016, Vol. 40, No. 16

WASHINGTON (AP) — Mortgage buyer Freddie Mac says average long-term U.S. mortgage rates stayed near 2016 lows this week, potentially good news for the housing market as the spring home-buying season begins.

The benchmark 30-year fixed-rate mortgage edged up to 3.59 percent from 3.58 percent last week. The 15-year fixed-rate mortgage slipped to 2.85 percent, lowest since May 2013, and down from 2.86 percent last week.

The rate on 5-year adjustable rate mortgages slipped to 2.81 percent from 2.84 percent last week.

Mortgage rates are lower than they were in mid-December when the Federal Reserve raised short-term rates for the first time since 2006. The Fed hike was expected to be the first of several and to push mortgage and other rates higher. Instead, weakness in the global economy has helped keep rates low.