NEW YORK (AP) — Stocks are falling for the third straight day as concerns about Europe's debt problems continue to unnerve investors.

The Dow Jones industrial average fell sharply in morning trading, but later made up more than two-thirds of its loss. A report showing growth in the U.S. service sector helped tame some concerns about another US recession.

Bank stocks fell more than the overall market. Bank of America and JP Morgan Chase lost nearly 4 percent.

The Dow is closing down 101 points, or 0.9 percent, at 11,139 Tuesday. The S&P 500 is down 9, or 0.7 percent, to 1,165. The Nasdaq is down 6, or 0.3 percent, to 2,474.

Three stocks fell for every one that rose on the New York Stock Exchange. Volume was above average at 4.4 billion shares.